Rates and fees were published on 02-01-2013 and might have changed since then. Please call the customer service at 1-800-490-7732 and dial *5 for the latest rates and fees. ZSComm nor the manufacturer VOIP Phone Card makes no guarantee, warranty or representation, express or implied, regarding the fitness of the services offered for any particular purpose. Rates vary based on country called. Minutes advertised are based on a single initial non payphone call originating in the contiguous USA. A higher rate may apply to calls to wireless receivers or special service numbers. Any toll-free call originating from a payphone will be surcharged 99c/call. A 99c weekly maintenance fee will be applying after initial use. A 4c/min charge will apply for toll free access. Calls are billed in 1 minutes increments. A hangup fee of 89c will apply per call. Rates for subsequent calls will be 10% higher than the rate of initial call. Federal and state and local taxes and federal USF surcharges may apply. Application of surcharges or fee will reduce total minutes on card. Card expires after two months of first use. Please us the card in its totality in a single call to get the most minutes and not be charged the excess fees that the phone card manufacturer charges.